An interest-only loan allows you to repay only the monthly interest charged on the total amount borrowed from the bank for a set period. There are pros and cons of going for an interest-only loan, which we are yet to explain in the article. But before diving into it, it’s important to understand that a […]
Buy a house as a PR
Have you ever heard something like “You can’t buy a property in Australia until you become a citizen” or “Buying a house is too expensive, especially because you can’t do it with less than a 20% deposit”? Yeah, we’ve heard them all, too. Thanks to the wonders of the internet, first-home buyers are swamped with
Imagine that you have found the perfect home that fits into your budget, you’ve got the pre-approval, and you have saved exactly the total amount needed for the deposit. But even before signing the contract, you find out there are many hidden fees that go along with the new house, and you have no extra
Have you ever heard about the concept of home equity? Do you have any idea of what equity is, how it is calculated and what to do with that? If you said no to all these questions, don’t worry: we are here to help you with that! If you want to understand a bit more
Buying a house is a big step. Some people decide to do it early in life, others take a bit more time, and there are those who simply don’t know what to do. And that’s ok! Buying a property of your own is not for everyone, but if you have ever wondered whether this would
You are planning to attend your first house inspection in a few days, but you have no idea what to look for. What would make it a perfect house for you and your family to live in besides the basic checklist of enjoying the design, checking the neighbourhood and matching your budget? There are some
The home loan application process might seem to be something complicated and overwhelming at first: looking for a property, organizing all documents, dealing with lenders… It is not easy indeed, but if you have enough information to design a solid plan, this journey becomes much easier to deal with. This is why we put together
Is it better to buy or build a house? If this is your first time looking for a property of your own, this question probably already crossed your mind, right? We know this may seem a bit overwhelming at first, especially when you have just started your research, but don’t worry: we’ve got you covered!
Are you thinking about buying an off the plan property? Be it an apartment, a house or a townhouse, here are some of the most important things you need to understand – including risks and benefits – to make a good purchase decision. What is an off the plan property, and how does it work?
We understand that starting a journey for the first time is challenging, especially when it involves financial planning, regulations, requirements, and paperwork you are not familiar with. However, you don’t need to do this alone. As we always say, we are here to help and guide you, so let’s start with some very common mistakes