OUR SERVICES
With you every step of the way.
OUR SERVICES
With you every step of the way.
Let us help you find the most suitable solution
Let us help you find the most suitable solution
OWNER OCCUPIED LOANS
We take care of the paperwork, and you can focus your energy on finding your next house. We’ll go through the process with you until the end and get you the best owner-occupied loan to suit your needs.
INVESTMENT PROPERTY LOANS
Whether you are planning to invest in your first property or growing a wealth portfolio, we can assist you with the right investment loan. Let the technical part with us and avoid paying more than you need.
FIRST TIME BUYERS
Buying your first home is a big step, but the process can be overwhelming. We will guide you through the paperwork and make everything easy to understand, so you can focus on finding the perfect house for your family.
REFINANCING
If your financial situation is worrying you somehow or you are thinking about switching to a new home loan, don’t panic! We can take care of that and redesign a refinancing option that suits you best.
Self-Managed Super Fund Loans
Self-managed super fund loans can work as a smart long-term strategy to secure your future, so let us help you with that! Whether you’re getting started or building a portfolio, we can show you a range of investment solutions.
BUSINESS LOANS
There are many things to consider when getting a business loan, and we know it can be tough. But you don’t need to do this alone: we are here to help you evaluate several finance options available in the market before making a decision.
EQUIPMENT AND CAR FINANCE
Whether it’s a new car, a whole new system, or a piece of equipment for your business; we can connect you or your company to a vast range of finance options and find the best one to suit your needs.
FAMILY PLEDGE
Saving the deposit for your first home can be difficult and can take a few years. One way to potentially get into your own home sooner is by having a family member act as a guarantor. Let us help you find the right lender to do that.
Self-Managed Super Fund Loans
Self-managed super fund loans can work as a smart long-term strategy to secure your future, so let us help you with that! Whether you’re getting started or building a portfolio, we can show you a range of investment solutions.
BUSINESS LOANS
There are many things to consider when getting a business loan, and we know it can be tough. But you don’t need to do this alone: we are here to help you evaluate several finance options available in the market before making a decision.
EQUIPMENT AND CAR FINANCE
Whether it’s a new car, a whole new system, or a piece of equipment for your business; we can connect you or your company to a vast range of finance options and find the best one to suit your needs.
FAMILY PLEDGE
Saving the deposit for your first home can be difficult and can take a few years. One way to potentially get into your own home sooner is by having a family member act as a guarantor. Let us help you find the right lender to do that.
Mortgage Broker Services
What is a mortgage broker?
A mortgage broker is a professional who acts as an intermediary between individuals searching for a home loan and potential lenders, like banks, credit unions or other financial institutions. Mortgage brokers help borrowers find the most suitable and competitive home loan that meets their financial needs and circumstances.
Capta Financial is an experienced online mortgage broker helping Australians fund their dream properties since 2020. To give our clients the best chance of success, we’ve developed a 7-step process for sourcing the best mortgage offers.
A mortgage broker is a professional who acts as an intermediary between individuals searching for a home loan and potential lenders, like banks, credit unions or other financial institutions. Mortgage brokers help borrowers find the most suitable and competitive home loan that meets their financial needs and circumstances.
Capta Financial is an experienced online mortgage broker helping Australians fund their dream properties since 2020. To give our clients the best chance of success, we’ve developed a 7-step process for sourcing the best mortgage offers.
Capta Financial’s 7-step process
Capta Financial’s 7-step process
Taking out a mortgage is a big decision, and a lot of work goes into it. But with the help of an online mortgage broker, you can make the process a whole lot easier. Here’s a quick overview of what you can expect:
- Book an appointment online and we’ll discuss your financial goals and circumstances during an online or in-person consultation. If you’re satisfied, you’ll fill out an application with your personal and financial information.
- Once your application is complete, we will pull your credit report and score.
- Based on that information, we will provide you with a list of lenders who may be a good fit for your needs.
- From there, you’ll have the opportunity to compare rates and terms from multiple lenders.
- Once you’ve chosen a loan, we will help you complete the application and submit it to the lender.
- The lender will then review your application and decide whether or not to approve your loan.
- If your loan is approved, we’ll finalise the details and prepare any additional documents on your behalf.
The benefits of working with an online mortgage broker
The benefits of working with an online mortgage broker
Working with a reputable broker is essential when securing a mortgage. Our team can guide you through the process and help you gain the advantage. We can also answer any questions you may have and offer advice and support when needed.
- Convenience —Using mortgage broker services makes the process more convenient. Consult with our experts from the comfort of your home at a time that suits you and compare deals and make an informed decision without taking time out of your busy schedule.
- Speed and efficiency —By working with Capta Financial, you can reduce the time and effort needed to secure a loan. We can also handle all the paperwork and red tape involved in applying for a mortgage, making the entire process much simpler.
- Greater choice — When you work with an online mortgage broker, you will have access to a broader range of lenders than you would if you went directly to a bank. You are also more likely to find lenders willing to offer flexibility on repayment terms, making it easier to find a deal that suits your circumstances.
Contact us for all your financial needs at Capta Financial
Contact us for all your financial needs at Capta Financial
Purchasing your first home can be a nerve-wracking and exciting process. It can also get overwhelming and stressful, especially if you don’t know how and where to start. To ensure a positive and seamless experience, many first home buyers seek out the expertise of an online mortgage broker.
If you’re in the market for a new home, you’ll need to find an online mortgage broker you can trust. Shopping around for a mortgage can be daunting, but working with the right broker can make the process much easier. At Capta Financial, we’re committed to finding our clients the best possible loans at the most competitive rates.
While we may be an online mortgage broker, we work with reputable lenders so that we can find the perfect match for your needs. And because we’re independent, we’re not tied to any bank or lender. That means we can always put your best interests first. So if you’re ready to get started on the path to homeownership, give us a call today!