Mortgage brokerage Sunshine Coast

Mortgage Brokerage Sunshine Coast

Achieve your property dreams with Capta Financial —  your trusted mortgage brokers on the Sunshine Coast

Capta Financial is your premier mortgage brokerage firm on the Sunshine Coast, dedicated to demystifying the property purchase process for our clients. Our team of experienced and passionate mortgage brokers offers bespoke guidance, ensuring you navigate the property market with confidence and clarity at every step of your journey.

Discover our range of services and reach out to schedule a consultation with one of our mortgage experts today.

Explore our mortgage brokerage services

  • Owner-occupied loans — Embarking on the journey to homeownership is a significant life event. We recognise the importance of this decision and provide tailored owner-occupied and first home buyer loan services to meet your needs, helping you secure the home of your dreams.
  • Investor loans — Capta Financial delivers an extensive selection of investor loan services for investors aiming to grow their property portfolio. We tap into our deep understanding of the Sunshine Coast’s property market and offer strategic insights, empowering you to realise your investment potential.
  • Refinancing — The property market never sleeps, meaning refinancing can lead to more competitive loan conditions and reduced monthly repayments. Our role is to simplify the refinancing process, evaluating options from various lenders to identify a strategy that fits your financial goals.

Embark on your journey to real estate success with Capta Financial

Whether you’re finding the perfect family residence or expanding your investment horizon, our team is committed to guiding you through each step with unmatched expertise and attention. Begin your journey towards successful property ownership by booking your consultation with Capta Financial now.


There are many perks to partnering with a mortgage broker in the Sunshine Coast area. While you can approach a bank directly for a home loan, mortgage brokers work with a wide pool of lenders, increasing the likelihood of finding a competitive loan that aligns with your needs and borrowing capacity. They also have the expertise to navigate complex loan processes and negotiate better interest rates on your behalf.

Brokers save clients time and effort by handling the application and negotiation processes, offering a personalised service that banks typically cannot match.

The good news is that eligibility for a mortgage broker’s services on the Sunshine Coast is broad and inclusive. Generally, if you’re looking to buy a property, refinance an existing mortgage or apply for an investment loan, you can consult a mortgage broker. Brokers cater to a wide range of clients, including first-time homebuyers, investors and those looking to upgrade or downsize their homes. A good credit history and stable income can improve your chances of approval, but they are not strict prerequisites for consultation.

While many mortgage brokerage companies in the Sunshine Coast charge a service fee, Capta Financial does not. We solely rely on the commission we receive from the bank once your loan is settled and do not charge our clients at any point during the brokerage process.

This isn’t always an easy question to answer, as the time it takes for your mortgage to be settled can depend on factors such as the complexity of your application, the type of loan you need and the specific lender’s processes. Generally, it can range from a few weeks to several months.

Remember, a straightforward application might be quicker, while more complex situations or certain loan types may require additional time for approval and processing.

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